Ask Gema, a digital insurance platform by Sky Gem Solutions
Life insurance made simple
Find life insurance that fits your life in minutes
Instant analysis
Expert guidance
Product recommendations
Term Life Insurance
Best overall coverage
89% Match
4.9
Whole Life Insurance
Permanent coverage + savings
68% Match
4.7
Universal Life
Flexible premium options
54% Match
4.5
$2B+
Coverage written
3min
Average quote time
1K+
Families protected
How does it work?
Your answers help Ask Gema find the coverage that actually fits your life.
1
Answer a few quick questions
Tell us about you, your goals, and what you want your insurance to do for you.
2
Ask Gema does the heavy lifting
Behind the scenes, Ask Gema sorts through the options and narrows it down to what makes sense for you.
3
Get personalized matches 🎉
Ask Gema finds plans that fit your life so you can pick what feels right, without the guesswork.
See how your answers create your perfect insurance match
Why Ask Gema?
Smart tech for real people. We handle the hard insurance stuff so you don’t have to.
Accurate recommendations
Ask Gema looks at your situation, your life, your goals and uses AI to find the right product and coverage, not just a one-size-fits-all plan.
Enterprise-level security
We treat your personal and health information like it’s our own, with strong security measures to keep it protected and private.
A+ rated carriers
We only work with highly rated, reputable insurance companies, so you can feel confident your coverage will actually be there when you need it.
Licensed in all
50 states
From New York to Nevada and everywhere in between, we’ve got you covered with nationwide access and support wherever you live in the US.
*Licensing for all 50 states are in progress as of December 2025*
Ready to protect what matters most?
Join the thousands of families who already trust Ask Gema, and Sky Gem Solutions to make sure their life insurance actually fits their lives.
Get your personalized quote in under 5 minutes